WhatsApp-native · Zero apps · 100% automatic

Your allowance
finally lasts long

SplittBot automatically splits your allowance the moment it lands — so food, data, savings and flex money are sorted before you spend anything.

100%
Automatic splits
0
Apps to install
Weekly
Spending reviews
Split per month
S
SplittBot
● online
👋 Hey Chukwuemeka!
Your ₦35,000 just landed.
Splitting now...
✅ Split complete!
🍜 Food — ₦14,000
📶 Data — ₦7,000
💰 Savings — ₦7,000
🎯 Flex — ₦7,000
All buckets are full.
Reply balance to check anytime.

Up and running
in 4 steps

Everything happens inside WhatsApp. No app download. No form filling. Just your phone.

01
👤

Create your wallet

Register in minutes right inside WhatsApp. Your wallet is ready the moment you finish.

02
💳

Fund your wallet

Transfer your allowance to your SplittBot wallet. Works with every Nigerian bank.

03
✂️

Create a split

Set your spending percentages — food, data, savings, flex. You can update it once a month.

04

Split instantly

Every deposit auto-splits to your buckets the moment it lands. Zero manual transfers, forever.

Automatic

Built for how
students actually spend

Not a budgeting app. Not a bank. SplittBot is your money, automatically organised.

Instant automatic splits

Money divides the second it hits your wallet. Food bucket, data bucket, savings bucket — all filled before you even check your phone.

💳

Check balance anytime

See exactly what's in each bucket with one message. No app to open, no loading screen.

📊

Weekly spending review

Every week SplittBot tells you what you spent and where. Know your habits before they know you.

🏦

Savings to your account

Choose which bank account your savings get sent to. Full control over where your money lands.

📱

100% WhatsApp native

No download. No website. Everything — registration, spending, saving — happens inside WhatsApp.

🔒

Encrypted & secure

Your PIN and sensitive data are encrypted end-to-end. Every wallet is powered by Rubbies.

Know your spending
before it knows you

Every Sunday, SplittBot sends you a plain-English summary of the week — what went where, what you saved, and whether you stayed on track.

No guilt. Just clarity. So next week you can do better.

📊 Weekly review — this week Sunday
₦18,500 spent
You stayed within budget on 3 out of 4 buckets.
🍜 Food₦7,200
📶 Data₦5,800
🎯 Flex₦5,500
💰 Savings₦7,000 locked ✓

How does your allowance
usually go?

Help us build SplittBot for the way you actually spend.

Tap to answer — results shown instantly

Questions,
answered.

Still curious? Send us a question →

How does the split actually work?
You set your split percentages once a month — e.g. 40% food, 20% data, 20% savings, 20% flex. Every time money enters your wallet, it's automatically divided into those buckets. No manual transfers, ever.
Is my money safe?
Yes. Every wallet is powered by Rubbies. Your PIN and sensitive data are encrypted. A 6-digit transaction PIN is required for every withdrawal.
How do I get started?
Message SplittBot on WhatsApp. The bot walks you through registration in under 2 minutes — all inside the chat. No forms, no downloads.
Can I change my split?
Yes, once per month. This is intentional — it keeps your budget stable and stops you constantly adjusting percentages every time you want to spend on something new.
Can I choose where my savings go?
Yes. You set a destination bank account for your savings bucket. When you withdraw, savings go straight to that account.
Do I need to install an app?
No. SplittBot runs entirely on WhatsApp. If you have WhatsApp, you're ready.

Ready to stop
running out?

Join the waitlist and be first when SplittBot goes live.